Your money,
clearly on
one dashboard.
See where your money goes, plan where it should go, and build better financial habits with a smart dashboard designed for everyday life.
₹30,05,188
CapSTEP Money Tracker is a product from Capitance — the brand built for the life you're building.
Every rupee, categorised.
CapSTEP maps each transaction into one of four honest budget buckets — no jargon, no green-washing.
Rent, groceries, transport, utilities.
Entertainment, shopping, dining out.
Emergency fund, short-term goals.
SIPs, mutual funds, gold, equity.
A full money OS — not another expense log.
Accounts, categories, SIPs, credit cards, goals, receipts and recurring — all wired together, so the numbers just add up.
Honest dashboards
Cash balance, monthly spend, investments and CC utilisation — every KPI you actually check, laid out calmly.
Credit card intelligence
Track statement cycles, minimum dues and utilisation across every card.
Goals with real math
Link goals to investments — progress recomputes as SIPs land.
Recurring, upcoming, receipts
Netflix on the 10th, salary on the 1st, EMI on the 5th — CapSTEP schedules and confirms them for you.
One glance, total clarity.
Your accounts, budgets, investments, credit cards and upcoming items — arranged the way a real financial life flows.
Set it up in minutes.
No spreadsheets, no CSV imports on day one. Just add accounts and start logging — CapSTEP does the math.
Bank, wallet, cards, cash — one-time setup.
Fast entry with categories, notes and receipts.
KPIs update instantly; charts explain the why.
Goals sync from investments and savings.
Built with people who actually track money.
CapSTEP is shaped by real Indian households — freelancers, salaried folks and founders who want honest numbers.
"The four-pillar view finally made my SIPs and savings feel like the same plan, not two different apps."
"Credit card utilisation on the dashboard changed how I pay bills. Cleanest money app I've used in India."
"Upcoming payments + receipts in one card is quietly brilliant. I never miss a Netflix or a client ROI now."
Simple, Indian-priced plans.
- Unlimited accounts
- Gold + SIP tracking
- AI insights & forecasts
- Tax-ready exports
- Family wallets (5 members)
- Priority support
Take the next step with your money.
Sign up free, add your accounts, and see your first calm dashboard in under five minutes.